Call: 800-306-1448

Posts by Michael Swaleh

FATW: How Do Escrow Accounts Work?

Found Around the Web: The Paycheck Chronicles Discusses Escrow Accounts and How They Affect Your Mortgage Payments And to think, I’ve been running a Military Finance blog for a year now, focusing on mortgage above all else since it’s our #1 area of expertise, and I’ve yet to touch on the topic of Escrow Accounts. …

Read More

How to Best Structure a VA IRRRL Transaction

The Lowest Rate is not Always the Best Idea While the process for doing a VA IRRRL was laid out in a previous post, today we are discussing a very specific and extremely important aspect of your refinance: How to Structure a VA IRRRL. When I say “structure”, here is what I mean: what mix…

Read More

Renewing Interest in Savings: Account Examples

Military Savings Account Comparison Last week we brought up some questions: What is the right mix between saving cash and investing? Where should I invest?  Who has the best savings account for me?  What else do I need to consider? A couple of those we answered.  We talked about whether we should be saving or…

Read More

Waning Interest in Military Savings

Where to Put Your Money in a Low Rate Market We are all certainly enjoying our lower mortgage payments. In keeping those reduced interest payments for ourselves instead of handing them to the bank, we can’t help but notice they are taking the same approach with our savings dollars, and have been for some time…

Read More

Does the VA Offer Small Business Loans?

What is The Veteran’s Advantage and is it the only Small Business Loan the VA offers? Sometimes, I’ve learned, simple questions have complicated, nuanced, deeper answers.  “Does the VA Offer Small Business Loans?” is one of those questions. While at face value, it’s not overly complex (the answer is technically No).  There is a little…

Read More

A Moment of Silence

There is, perhaps, nothing more “American” than the BBQ’s, fun and family time that we tend to enjoy over the Memorial Day weekend each year.  In the midst of it all, I encourage you to take a moment to reflect on the “reason for the season”, so to speak.   We all have either known…

Read More

Why We Offer the Best VA Mortgage

What WE Offer That Makes Us “The Best VA Mortgage” We now have article after article showing and explaining different parts of the loan shopping phase, loan processing phase, credit building and repair, and dissecting some of the finer points of VA financing.  Along the way, I’ve dropped hints and described small parts of what…

Read More

How to Shop for a VA Loan

What are the real differences between banks or mortgage companies when it comes to VA Loans? Where do I even start? It’s probably what you were thinking as you began your quest to shop for a VA Loan.  The home loan market is convoluted, there is an overload of information, and not all of it…

Read More

FATW: Don’t Pay Your Credit Cards…???

Photo: BusinessInsider.com Found Around the Web: Advice on Credit Cards Out of Touch, but Contains Some Truth I’ll admit it.  The shock value of the title made me click and watch.  Don’t pay your credit cards back?  You’ve got to be kidding.  I got lured in by a headline that went against seemingly everything we’ve…

Read More

What are Lender Credits anyway?

What used to be an insider secret, substantial Lender Credits are becoming more and more common. This is an article about Lender Credits—what they are, how to use them, some background information on how they’ve evolved, and very detailed examples on how they work—therefore it is lengthy.  Here’s a quick snapshot on Lender Credits if…

Read More