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Why We Offer the Best VA Mortgage
What WE Offer That Makes Us “The Best VA Mortgage” We now have article after article showing and explaining different parts of the loan shopping phase, loan processing phase, credit building and repair, and dissecting some of the finer points of VA financing. Along the way, I’ve dropped hints and described small parts of what…
Read MoreThe Things They Carried Too
A Modern Reaction to the Classic Tim O’Brien Short Story, “The Things They Carried” Today’s post has nothing to do with Finance, but everything to do with making a living in America upon returning home from War. My brother, Shaun Swaleh, is a former Sergeant in the 101st Airborne division of the U.S. Army. He was…
Read MoreRisk Taking – In Life and In Money
Why is Risking Your Money Harder for Some than Risking Your Life? “A ship is always safe at the shore – but that is NOT what it is built for.” ― Albert Einstein This post is a result of about a dozen ad-hoc conversations that Joel and I have had with different people over the past…
Read MoreFATW: Transferring Post 9/11 GI Bill Benefits to Your Children
Found Around the Web: The Military Wallet Discusses Post 911 GI Bill Benefits, and Paying for College Tuition and Expenses Yes, that child is adorable, and no, it isn’t a random stock photo. That’s my nephew, Weston Scott Swaleh. I found him a fitting choice to represent this material because his daddy, my brother Shaun,…
Read MoreThe 30 Year Fixed: Insurance You Probably Don’t Need
Bonus: Anti 30 Year Fixed Propaganda Quick bonus coverage from my post earlier today: I mentioned that I wanted you to remember Part B from that material. In case you forgot (tsk tsk) here it is again: B) the VAST majority of mortgages are held for less than 10 years You’re average Loan Officer…
Read MoreRates at All Time Lows!? Fact or Fiction and Why You should Care.
Rates at All Time Lows!? Fact or Fiction and Why You should Care. Rates at All Time Lows! Refinance Now! It doesn’t get any better than this! You hear this all the time on media outlets and loan advertisements alike. It’s just a teaser to get people to call, right? Or is…
Read MoreQuarterly Market Update: Indicators of a January Sell-Off
The Major Finance Headline so far in 2016 thus far has been the Sell-Off of Equities, as the S&P has pulled back about 8.80%. What’s interesting is that the Bond Market Activity the last 45 days of 2015 illustrated a common pattern that indicated a weakening in the Equities market, almost an indicator of this…
Read MoreMarket Update: December 12th, 2015
Good afternoon!! I wanted to follow up with a quick market update as we head into the Holiday Season. I have some Market Commentary and a Chart on the US 10 Yr Treasury. –My Market Commentary: Oil has hit recent lows, spreading fear in the market. As a result, Stocks are down and US Bonds have…
Read MoreBen Carson: ‘We don’t need a Department of Veteran Affairs’….What?
Here at VAFinances.com, we certainly don’t make a habit of getting political very often. However, when we hear a comment that seems to cut right at the very core of our following, our ears do perk up. Many of you have experience with the VA, so we thought this was relevant. Apparently, Dr. Carson was…
Read MoreWhy American Budgets are Tight, and How to Pay Down Credit Cards
How many credit cards have you maxed out? If the answer is more than 1, then you are not alone. Many people in this country are in a similar situation, relying on credit cards to make ends meet. Unfortunately, it seems that products and services keep getting more expensive. If you follow reports on the…
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