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Opinion

Why We Offer the Best VA Mortgage

What WE Offer That Makes Us “The Best VA Mortgage” We now have article after article showing and explaining different parts of the loan shopping phase, loan processing phase, credit building and repair, and dissecting some of the finer points of VA financing.  Along the way, I’ve dropped hints and described small parts of what…

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The Things They Carried Too

A Modern Reaction to the Classic Tim O’Brien Short Story, “The Things They Carried” Today’s post has nothing to do with Finance, but everything to do with making a living in America upon returning home from War.  My brother, Shaun Swaleh, is a former Sergeant in the 101st Airborne division of the U.S. Army.  He was…

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Risk Taking – In Life and In Money

Why is Risking Your Money Harder for Some than Risking Your Life? “A ship is always safe at the shore – but that is NOT what it is built for.” ― Albert Einstein This post is a result of about a dozen ad-hoc conversations that Joel and I have had with different people over the past…

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FATW: Transferring Post 9/11 GI Bill Benefits to Your Children

Found Around the Web: The Military Wallet Discusses Post 911 GI Bill Benefits, and Paying for College Tuition and Expenses Yes, that child is adorable, and no, it isn’t a random stock photo.  That’s my nephew, Weston Scott Swaleh.  I found him a fitting choice to represent this material because his daddy, my brother Shaun,…

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The 30 Year Fixed: Insurance You Probably Don’t Need

Bonus: Anti 30 Year Fixed Propaganda   Quick bonus coverage from my post earlier today: I mentioned that I wanted you to remember Part B from that material.  In case you forgot (tsk tsk) here it is again: B) the VAST majority of mortgages are held for less than 10 years You’re average Loan Officer…

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If it Makes Dollars, it Makes Sense!

Isn’t winning awesome?  I remember vividly the intensity and the sheer excitement of even my most trivial successes throughout my mediocre D-3 baseball career. One year, in the finals of the semi-regional against Illinois Wesleyan, I drove in the tying run in the top of the 6th inning, and then in the bottom of the…

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